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An Irish dancer from Whitehead has scooped a top award during the CRDM World Championships in Dublin.<br/>Ten-year-old Layla Groves was crowned the CRDM World Champion in her age category at the event on April 3.<br/>The local schoolgirl has been dancing for just two years with the long-established Royal Tara Dance Academy.
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Eddie Sinton from Tandragee, Armagh, Northern Ireland, UK, died after crashing at a fast bend on the second lap of the Regal 600 race of the Carrowdore 100, on the Ards Peninsula. Sinton was transported to the Ulster Hospital in Belfast but the thirty-four-year-old rider was declared dead on arrival.<br/><br/>The meeting was abandoned after the accident.<br/><br/>Eddie Sinton started racing in 1989, he spent the early seasons riding a Yamaha TZ350 and a Honda CBR600; results began to come in 1993, when he was offered to ride the 600 Yamaha formerly owned by Leslie Caster.<br/><br/>With this machine Sinton obtained a string of top ten finishes, the most memorable being a fourth and fifth at Bishops court a sixth at the Temple and a fourth in the Newcomers race at the Manx Grand Prix.<br/><br/>In 1995 Sinton continued to achieve good results, he was a regular on the top five positions, but the season ended tragically with the death of his close friend Ian King at the Temple. An affected Eddie Sinton crashed in the last race of the season at the Sunflower, braking his pelvis. The shocking sequence of occurrences was enough to make him retire from competitions.<br/><br/>Sinton spent the following two years without racing, but in 1997 he decided to return with a new Honda 600 cm3. However the season was to be short-lived, as he crashed at Dundalk in June, breaking his collarbone.<br/><br/>The following year he was on his bike again to obtain in tewo years a remarkable sequence of good finishes which resulted in Eddie being offered a machine of the Moira Club for the 2000 season.<br/><br/>With a competitive bike Eddie obtained a third place at his home circuit of Tandragee and another third place at Skerries. Eddie Sinton went to the last race of the season at Carrowdore having almost secured the Moria bike for 2001, unfortunately he was killed during the competition.<br/><br/>R.I.P
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Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).
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