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A high-yield savings account is essentially the same as a traditional savings account with one key difference — high-yield savings accounts pay a higher than average APY on deposits. An APY, or annual percentage yield, is the amount of interest earned on an account in one year. The APY for high-yield savings accounts can be anywhere from 3% to over 5% — much higher than that of a traditional account. <br/><br/>Savings rates have been on the rise following a series of interest rate hikes by the Federal Reserve, as the central bank has sought to reduce inflation. The Fed opted to raise rates at the last meeting, raising the federal funds rate, a key bank lending rate, to a target range of 5.25%-5.50%. Experts believe that the Fed may raise rates again at the next meeting. Higher interest rates could potentially increase savings rates further, so many recommend locking in rates now while they're on the rise. Over time, rates will decrease as inflation cools.<br/><br/>Since the rate of return on high yield savings accounts is better than that of traditional savings accounts, you'll be able to accrue more cash over time. You can use our tool, in partnership with Bankrate, to compare savings rates today.

What Are High-Yield Savings Accounts?

⏲ 1:27 👁 26.9M

Alipapa

An INCREDIBLE Battle scene Money Heist part 4 High QualityLa Casa De Papel war scene

⏲ 2 minutes 35 seconds 👁 224.5K

Screen Rant

Money Heist Season 5: 25 Things You Missed

⏲ 15 minutes 57 seconds 👁 16.6K

Lump sum or annuity payments? Single-life benefits or joint-and-survivor benefits? Once you explore the risks and hidden costs, the right pension answer for you could come down to control.

Reasons Why A Pension Lump Sum Is Better Than An Annuity Payment

⏲ 2:29 👁 119M

Movies Vibes

Money Heist Season 5 Part 2 Ending Explained

⏲ 3 minutes 34 seconds 👁 99.8K

Mr wolf tv

money heist season 5 vol 2 ending scene

⏲ 2 minutes 19 seconds 👁 91.3K

Money expert Martin Lewis has provided an update to worried parents across the country – with up to 30% believed to have not received their child benefit payment as usual today.

Child Benefit payment delay: Money expert Martin Lewis offers advice as thousands concerned

⏲ 1:7 👁 39.7M

TheThings

Behind The Scenes Of Money Heist Season 5 Ending

⏲ 8 minutes 2 seconds 👁 146.9K

Alen Seli

Money Heist Season 5 -The War Scene

⏲ 2 minutes 26 seconds 👁 54.7K

Could Donald Trump go to jail following the ‘guilty’ verdict in hush money trial? Here’s what we know from money heist season 5

Could Donald Trump go to jail following the ‘guilty’ verdict in hush money trial? Here’s what we know

⏲ 1:37 👁 19.2M

TrailerXStream

Money Heist: Part 5 Vol. 2 | Official English Trailer | Netflix

⏲ 1 minute 46 seconds 👁 10.9K

Galaxy Creators

Money Heist Season 5 Episode 5 Best Scene | English

⏲ 2 minutes 16 seconds 👁 5.3K

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