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For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.
How Chime Became America's Biggest Digital Bank
⏲ 5:16 👁 2.2M
AREWA GOSPEL TV
#MUSLIM_CONVERT #SAFIYASONG #RAINA KAYAN ARO SHOT BY EZEKIEL 08065685565
⏲ 7 minutes 49 seconds 👁 4.3K
PISGAH REVIVAL HUB.
EXPERIENCING THE ATMOSPHERE OF GOD || Pastor Chris Delvan
⏲ 1 hour 23 minutes 44 seconds 👁 152
Chris Finch was not happy with Jamal Murray's actions as the Minnesota Timberwolves beat the Denver Nuggets
Timberwolves call out Murray for 'inexcusable and dangerous' outburst
⏲ 0:57 👁 2.2M
Best of moses kakan molo TV
LCCN LGS ANNUAL WEEK THEME 2024BY PRINCE CHRIST ZADOK
⏲ 2 minutes 10 seconds 👁 662
AREWA GOSPEL TV
Chris Zadork KMB Don Kowa By #Ephraim #LARIYAN_UBANGIJI Produced In Creative Recordz shot by Manaseh
⏲ 12 minutes 57 seconds 👁 4.9K
Immerse yourself in the emotional journey of \
Heartfelt Honesty: Embrace the Warmth of When Calls the Heart
⏲ 1:37 👁 2M
Watershed Music Group
Chris Burns - Jesus Is Alive (feat. Zadok Priesthood Choir) (Audio)
⏲ 5 minutes 38 seconds 👁 24.5K
The 2024 Met Gala promises to be an extravagant affair, blending fashion, celebrity and philanthropy into one sensational evening.Spearheaded by Anna Wintour, the event has evolved into a global showcase for Vogue's influence.This year's theme, \
Everything you need to know about the Met Gala 2024
⏲ 1:10 👁 10M
Get ready to dive into the enchanting world of Hope Valley with a sneak peek at the beloved Hallmark drama series, When Calls the Heart Season 11 Episode 6. Based on the cherished Janette Oke novel, this episode promises to captivate audiences with its blend of heartwarming storytelling and endearing characters. Join familiar faces including Erin Krakow, Chris McNally, Kevin McGarry, Ben Rosenbaum and Amanda Wong as they bring the charming town of Hope Valley to life once again. Don't miss out When Calls the Heart Season 11, now available for streaming on Hallmark!<br/><br/>When Calls the Heart Cast:<br/><br/>Erin Krakow, Chris McNally, Kevin McGarry, Martin Cummins, Jack Wagner, Pascale Hutton, Kavan Smith, Ben Rosenbaum, Amanda Wong, Viv Leacock, and Natasha Burnett<br/><br/>Stream When Calls the Heart Season 11 now on Hallmark!
Get a Glimpse at Hallmark's Heartwarming Series When Calls the Heart
⏲ 0:20 👁 1.9M
Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/><br/>Stay Connected<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com
Chris Coons Presses Special Envoy On Efforts To Prevent A ‘Full-Scale Assault By The RSF’ In Sudan
⏲ 14:5 👁 1.8M
Yorkshire Post business editor Chris Burn reacts to the news that three top building societies are to pay out tens of millions of pounds to customers who were the victims of the collapse of a company called Philips Trust Corporation.<br/>Read more here: https://www.yorkshirepost.co.uk/business/leeds-newcastle-and-nottingham-building-societies-to-pay-tens-of-millions-to-philips-trust-victims-4613793
Philips Trust payouts by top building societies 'victory for people power'
⏲ 2:26 👁 85.5M
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