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_over-40-of-americans-have-no-clue-what-a-401k-is.jpg "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
⏲ 1:14 👁 49M
_texans-owners-cal-and-hannah-mcnair-join-in-the-loop-after-new-uniforms-reveal.jpg "Texans owners Cal and Hannah McNair joined In The Loop following the reveal of their new uniforms.")
⏲ 17:48 👁 865K
_live-celtics-playoff-preview-124-garden-report.jpg "The Garden Report goes live to preview the Celtics first round matchup.<br/><br/>This episode of the Garden Report is brought to you by:<br/><br/>Get in on the excitement with PrizePicks, America’s No. 1 Fantasy Sports App, where you can turn your hoops knowledge into serious cash. Download the app today and use code CLNS for a first deposit match up to $100! Pick more. Pick less. It’s that Easy! Go to https://PrizePicks.com/CLNS<br/><br/>Elevate your style game on and off the course with the PXG Spring Summer 2024 collection. Head over to https://PXG.com/GARDEN and save 10% on all apparel.<br/><br/>Nutrafol Men! Take the first step to visibly thicker, healthier hair. For a limited time, Nutrafol is offering our listeners ten dollars off your first month’s subscription and free shipping when you go to https://Nutrafol.com/MEN and enter the promo code GARDEN!<br/><br/>#Celtics #NBA #GardenReport #CLNS")
⏲ 1:15:52 👁 780K
_i-binge-ate-my-way-to-300lbs-but-look-at-me-now-124-brand-new-me.jpg "TORI SCOTT, from Baytown, Texas, has gone from over 300lbs to a bodybuilding competition - after losing a staggering 160lbs. She was overweight as a child and blamed her weight to binge and emotional eating. The turning point for Tori was when she saw pictures of herself during a vacation and was horrified. After feeling upset with the way she looked, Tori decided to have VSG surgery and began her weight loss and fitness journey. She started to visit the gym at least five times a week and began a vegetarian diet. Her newest goal is to push things even further and she is currently training for her first bodybuilding competition. She told Truly: \")
⏲ 4:25 👁 2.3M
_the-cast-of-39shadow-and-bone39-124-how-well-do-you-know-your-co-star-124-marie-claire.jpg "Ben Barnes, Jessie Mei Li, Kit Young, Amita Suman, Archie Renaux and Freddy Carter from Netflix's \")
⏲ 9:33 👁 765K
_spacex-starships-2nd-flight-footage-released-under-freedom-of-information-act-by-nasa.jpg "NASA has released views of several angles of SpaceX Starship’s second test flight. The massive rocket launched from SpaceX's Starbase facility in South Texas.<br/><br/>Credit: NASA <br/>Music: The Alabaster Coast by Hanna Lindgren / courtesy of Epidemic Sound")
⏲ 10:12 👁 725K
_what-is-appropriate-level-of-concern-for-texans39-secondary.jpg "Should the Texans' secondary be more of a concern? Landry Locker and Brandon Scott discussed it on In The Loop.")
⏲ 7:0 👁 2.3M
_all-american-s06e05-trust-issues.jpg "NCIS 21x09 \")
⏲ 0:22 👁 580K
_36800000-modified-corvette-does-180mph.jpg "A MODIFIED 1970s Corvette has been described as 'one of history’s greatest streetcars'. Custom-built by legendary modifier, Andy Granatelli, the Chevvy is worth over $800,000 and is capable of speeds over 180mph. It currently lives at the Rock ’n Roll Car Museum in Austin, Texas and is a stand-out piece in their collection. Boasting 880HP, it can push from 0-60mph in less than three seconds and has a gas turbine engine. Andy Schmidt said: “To drive this car, it’s not easy. You have to put a little work into it. There’s actually a fifth break that’s installed in order to help slow this car down. It can be a handful but when you get on the throttle, it’s all worthwhile. When you do hit the accelerator pedal, you better be holding on because this thing is going to take off.\")
⏲ 5:1 👁 4.3M
_will-the-bruins-beat-the-maple-leafs-in-another-playoff-rematch-w92-ty-anderson-124-poke-the-bear.jpg "Poke The Bear with Conor Ryan Ep. 222<br/><br/>Conor Ryan is joined today by Ty Anderson of 98.5 The Sports Hub to take a closer look at the upcoming Bruins / Maple Leafs series to see how these teams really match up, and if the Bruins are really in position to end Toronto's season yet again. That, and much more!<br/><br/><br/><br/>This episode is brought to you by PrizePicks! Get in on the excitement with PrizePicks, America’s No. 1 Fantasy Sports App, where you can turn your hoops knowledge into serious cash. Download the app today and use code CLNS for a first deposit match up to $100! Pick more. Pick less. It’s that Easy! Football season may be over, but the action on the floor is heating up. Whether it’s Tournament Season or the fight for playoff homecourt, there’s no shortage of high stakes basketball moments this time of year. Quick withdrawals, easy gameplay and an enormous selection of players and stat types are what make PrizePicks the #1 daily fantasy sports app!<br/><br/><br/><br/>Factor Meals! Visit https://factormeals.com/POKE50 to get 50% off your first box! Factor is America’s #1 Ready-To-Eat Meal Kit, can help you fuel up fast with ready-to-eat meals delivered straight to your door.")
⏲ 32:16 👁 43.3M
_i-built-a-life-size-remote-controlled-corvette.jpg "A COMPUTER genius has managed to build a full size remote-controlled Corvette that wouldn’t look out of place in the latest Fast and Furious film. Bjorn Harms decided to pursue his childhood dream by creating a full-scale vehicle that can be manoeuvred with just a small remote. Bjorn grew up watching the Back To The Future movies and was mesmerised by Doc racing around the DeLorean without anyone sitting in the driver’s seat. Wanting to emulate this fascinating scene, Bjorn, a computer technician from Urmond, Netherlands, decided to apply his knowledge and expertise to a 2006 Corvette C6 – and he hasn’t looked back since. Bjorn has also built full-scale remote controlled Knight Rider and Back To The Future replicas.")
⏲ 4:5 👁 1.3M
_cedric-maxwell-celtics-have-wide-open-path-to-finals-w92-sherrod-blakely-124-cedric-maxwell-podcast.jpg "In the latest episode of The Cedric Maxwell Podcast, Max and Josue Pavon are joined by A. Sherrod Blakely from Bleacher Report. The episode kicks off with an introduction before diving into an analysis of the Bulls vs. Heat matchup. The conversation then shifts to the current state of the Golden State Warriors, pondering whether their dominant era might be concluding. The hosts also cover the Kings vs. Pelicans game and discuss the Lakers vs. Nuggets matchup. The episode wraps up with a discussion on how the Celtics have a wide-open path to the NBA Finals this season, evaluating their chances and potential challenges ahead.<br/><br/>0:00 Intro<br/>2:00 Talking Bulls vs Heat<br/>9:25 Are the Warriors done?<br/>19:35 Kings vs Pelicans<br/>20:40 Lakers vs Nuggets<br/>24:20 Celtics Have WIDE OPEN path to NBA Finals<br/><br/>Get in on the excitement with PrizePicks, America’s No. 1 Fantasy Sports App, where you can turn your hoops knowledge into serious cash. Download the app today and use code CLNS for a first deposit match up to $100! Pick more. Pick less. It’s that Easy! Go to https://PrizePicks.com/CLNS<br/><br/>Nutrafol Men! Take the first step to visibly thicker, healthier hair. For a limited time, Nutrafol is offering our listeners ten dollars off your first month’s subscription and free shipping when you go to https://Nutrafol.com/MEN and enter the promo code GARDEN!")
⏲ 27:31 👁 505K
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_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_texans-owners-cal-and-hannah-mcnair-join-in-the-loop-after-new-uniforms-reveal.webp "Texans owners Cal and Hannah McNair joined In The Loop following the reveal of their new uniforms.")
_live-celtics-playoff-preview-124-garden-report.webp "The Garden Report goes live to preview the Celtics first round matchup.<br/><br/>This episode of the Garden Report is brought to you by:<br/><br/>Get in on the excitement with PrizePicks, America’s No. 1 Fantasy Sports App, where you can turn your hoops knowledge into serious cash. Download the app today and use code CLNS for a first deposit match up to $100! Pick more. Pick less. It’s that Easy! Go to https://PrizePicks.com/CLNS<br/><br/>Elevate your style game on and off the course with the PXG Spring Summer 2024 collection. Head over to https://PXG.com/GARDEN and save 10% on all apparel.<br/><br/>Nutrafol Men! Take the first step to visibly thicker, healthier hair. For a limited time, Nutrafol is offering our listeners ten dollars off your first month’s subscription and free shipping when you go to https://Nutrafol.com/MEN and enter the promo code GARDEN!<br/><br/>#Celtics #NBA #GardenReport #CLNS")
_i-binge-ate-my-way-to-300lbs-but-look-at-me-now-124-brand-new-me.webp "TORI SCOTT, from Baytown, Texas, has gone from over 300lbs to a bodybuilding competition - after losing a staggering 160lbs. She was overweight as a child and blamed her weight to binge and emotional eating. The turning point for Tori was when she saw pictures of herself during a vacation and was horrified. After feeling upset with the way she looked, Tori decided to have VSG surgery and began her weight loss and fitness journey. She started to visit the gym at least five times a week and began a vegetarian diet. Her newest goal is to push things even further and she is currently training for her first bodybuilding competition. She told Truly: \")
_the-cast-of-39shadow-and-bone39-124-how-well-do-you-know-your-co-star-124-marie-claire.webp "Ben Barnes, Jessie Mei Li, Kit Young, Amita Suman, Archie Renaux and Freddy Carter from Netflix's \")
_spacex-starships-2nd-flight-footage-released-under-freedom-of-information-act-by-nasa.webp "NASA has released views of several angles of SpaceX Starship’s second test flight. The massive rocket launched from SpaceX's Starbase facility in South Texas.<br/><br/>Credit: NASA <br/>Music: The Alabaster Coast by Hanna Lindgren / courtesy of Epidemic Sound")
_what-is-appropriate-level-of-concern-for-texans39-secondary.webp "Should the Texans' secondary be more of a concern? Landry Locker and Brandon Scott discussed it on In The Loop.")
_all-american-s06e05-trust-issues.webp "NCIS 21x09 \")
_36800000-modified-corvette-does-180mph.webp "A MODIFIED 1970s Corvette has been described as 'one of history’s greatest streetcars'. Custom-built by legendary modifier, Andy Granatelli, the Chevvy is worth over $800,000 and is capable of speeds over 180mph. It currently lives at the Rock ’n Roll Car Museum in Austin, Texas and is a stand-out piece in their collection. Boasting 880HP, it can push from 0-60mph in less than three seconds and has a gas turbine engine. Andy Schmidt said: “To drive this car, it’s not easy. You have to put a little work into it. There’s actually a fifth break that’s installed in order to help slow this car down. It can be a handful but when you get on the throttle, it’s all worthwhile. When you do hit the accelerator pedal, you better be holding on because this thing is going to take off.\")
_will-the-bruins-beat-the-maple-leafs-in-another-playoff-rematch-w92-ty-anderson-124-poke-the-bear.webp "Poke The Bear with Conor Ryan Ep. 222<br/><br/>Conor Ryan is joined today by Ty Anderson of 98.5 The Sports Hub to take a closer look at the upcoming Bruins / Maple Leafs series to see how these teams really match up, and if the Bruins are really in position to end Toronto's season yet again. That, and much more!<br/><br/><br/><br/>This episode is brought to you by PrizePicks! Get in on the excitement with PrizePicks, America’s No. 1 Fantasy Sports App, where you can turn your hoops knowledge into serious cash. Download the app today and use code CLNS for a first deposit match up to $100! Pick more. Pick less. It’s that Easy! Football season may be over, but the action on the floor is heating up. Whether it’s Tournament Season or the fight for playoff homecourt, there’s no shortage of high stakes basketball moments this time of year. Quick withdrawals, easy gameplay and an enormous selection of players and stat types are what make PrizePicks the #1 daily fantasy sports app!<br/><br/><br/><br/>Factor Meals! Visit https://factormeals.com/POKE50 to get 50% off your first box! Factor is America’s #1 Ready-To-Eat Meal Kit, can help you fuel up fast with ready-to-eat meals delivered straight to your door.")
_i-built-a-life-size-remote-controlled-corvette.webp "A COMPUTER genius has managed to build a full size remote-controlled Corvette that wouldn’t look out of place in the latest Fast and Furious film. Bjorn Harms decided to pursue his childhood dream by creating a full-scale vehicle that can be manoeuvred with just a small remote. Bjorn grew up watching the Back To The Future movies and was mesmerised by Doc racing around the DeLorean without anyone sitting in the driver’s seat. Wanting to emulate this fascinating scene, Bjorn, a computer technician from Urmond, Netherlands, decided to apply his knowledge and expertise to a 2006 Corvette C6 – and he hasn’t looked back since. Bjorn has also built full-scale remote controlled Knight Rider and Back To The Future replicas.")
_cedric-maxwell-celtics-have-wide-open-path-to-finals-w92-sherrod-blakely-124-cedric-maxwell-podcast.webp "In the latest episode of The Cedric Maxwell Podcast, Max and Josue Pavon are joined by A. Sherrod Blakely from Bleacher Report. The episode kicks off with an introduction before diving into an analysis of the Bulls vs. Heat matchup. The conversation then shifts to the current state of the Golden State Warriors, pondering whether their dominant era might be concluding. The hosts also cover the Kings vs. Pelicans game and discuss the Lakers vs. Nuggets matchup. The episode wraps up with a discussion on how the Celtics have a wide-open path to the NBA Finals this season, evaluating their chances and potential challenges ahead.<br/><br/>0:00 Intro<br/>2:00 Talking Bulls vs Heat<br/>9:25 Are the Warriors done?<br/>19:35 Kings vs Pelicans<br/>20:40 Lakers vs Nuggets<br/>24:20 Celtics Have WIDE OPEN path to NBA Finals<br/><br/>Get in on the excitement with PrizePicks, America’s No. 1 Fantasy Sports App, where you can turn your hoops knowledge into serious cash. Download the app today and use code CLNS for a first deposit match up to $100! Pick more. Pick less. It’s that Easy! Go to https://PrizePicks.com/CLNS<br/><br/>Nutrafol Men! Take the first step to visibly thicker, healthier hair. For a limited time, Nutrafol is offering our listeners ten dollars off your first month’s subscription and free shipping when you go to https://Nutrafol.com/MEN and enter the promo code GARDEN!")
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