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_meet-one-of-britain39s-youngest-caf-owners-who-customers-often-mistake-for-staff.jpg "Meet one of Britain’s youngest business owners – who customers often mistake for staff rather than the boss.<br/><br/>Chloe Frost, 18, opened The Baking Suite - her very own café - in October 2023.<br/><br/>She initially considered starting an apprenticeship after finishing her A levels in June, but instead decided to follow her ‘dream’ – which had always been baking.<br/><br/>Now, Chloe has her own place in Bromham, Beds., and neither she, nor her customers, can quite believe it.<br/><br/>She said: “I’ve just always loved baking. After sixth form, I started making and selling celebration cakes on Instagram.<br/><br/>“So then I just thought, why not do this properly? Even though that still feels crazy.<br/><br/>“People hardly ever think it’s me that runs the place.<br/><br/>“Even today, with one of our regulars, he said, ‘Where’s the boss then?’ And I said, ‘I am the boss.’ <br/><br/>“People are always surprised but everyone is supportive when they realise.”<br/><br/>Chloe took over the site at the end of August after a previous café closed – and then spent just over a month re-decorating, re-fitting the kitchen, and making the place feel like hers.<br/><br/>She said: “I thought it was a good opportunity as there was already a small customer base. But I wanted to turn it into my own place too.”<br/><br/>The Baking Suite offers breakfast, lunch and an array of tasty sweet treats – all of which Chloe bakes from scratch by herself.<br/><br/>So far, her banana bread and rocky road have been consistent crowd pleasers – but she says classics like brownies, scones, and millionaire shortbread are always popular too.<br/><br/>Chloe currently has two staff members – chef Kimberley White, who has 18 years' experience, and barista Rosie Harrington, her brother Jonathan’s fiancée – but one day Chloe hopes to have a bigger team.<br/><br/>“I would love to open more premises at some point,” she said. “But it’s all about taking things one step at a time.”<br/><br/>Chloe says business has been going well so far – with the café already boasting plenty of regulars.<br/><br/>“We have a lot of customers who we see nearly every day,” she said. “Builders, dog-walkers, elderly people, those working from home. <br/><br/>“Of course, sometimes there’s a quiet day or two – but that’s to be expected in hospitality.”<br/><br/>Chloe says other local businesses have supported her too, with nearby Wooden Hill Coffee Company, whose coffee the café serves, offering all staff members free barista training.<br/><br/>She currently isn’t taking in a salary, but is making enough for rent, outgoings, staff salaries, and to pay back her dad – who financed the initial opening.<br/><br/>Chloe said: “I’m very lucky to have such a supportive family. My grandparents even keep a bunch of ingredients in their freezer for me.”<br/><br/>Chloe said she would encourage other young people to follow their dreams like she did – but only if they’re willing to put in the effort.<br/><br/>“I definitely would say to other young people who want their own business that they should follow their dreams and their passions,” she said.")
⏲ 1:32 👁 340K
_how-lithuanian-startup-vinted-spun-secondhand-clothes-sales-into-gold-124-forbes.jpg "Thomas Plantenga bet the future of Vinted on a television advertisement. The secondhand clothing resale app was burning $1 million per month and had less than a year of cash left when Plantenga made an $800,000 gamble on French television. It was May 2016, and Plantenga had recently been hired to save the eight-year-old Lithuanian startup. After its founding at a college party in 2008, Vinted had grown rapidly as people from 10 countries used its platform to buy and sell secondhand clothes. <br/><br/>But it was free for users, barely covering its server costs with advertising, and an attempt in 2014 to bolt on a Poshmark-style 20% sales commission resulted in a user revolt. Traffic almost halved overnight. The Netherlands-born Plantenga, who had never been to Lithuania, signed up for a five-week gig as a consultant in May 2016. He ended up becoming Vinted’s CEO 18 months later.<br/><br/>Seven years later, Vinted is one of Europe’s largest consumer marketplaces, with over $600 million of revenue in 2023. It now counts 100 million users globally. Last year, it posted its first annual profit—at least $20 million—distinguishing it from its loss-making American cousins including The RealReal (valued at $360 million), ThredUp ($200 million) and Poshmark (sold for $1.2 billion). Vinted became the Baltic nation’s first unicorn in 2019 when it raised $140 million at a $1.1 billion valuation, and sales have since grown sixfold. <br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/iainmartin/2024/04/15/how-lithuanian-startup-vinted-spun-secondhand-clothes-sales-into-gold/?sh=5a47e3eaa3f0<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.")
⏲ 5:56 👁 1.5M
_what-is-auto-enrolment-workplace-pensions.jpg "Millions of employees are now saving for their retirement thanks to auto-enrolment. We explain what it is and how it works.")
⏲ 2:14 👁 755K
_this-3618-5m-swiss-chalet-preserves-history-and-embraces-modern-luxury-124-real-estate-124-forbes.jpg "In the second-most populated metropolis in Switzerland, this chalet-style house dating to the early 1900s offers a quiet refuge from the commotion of city life. Within the Conches residential neighborhood on the outskirts of Geneva, the nearly 2.5-acre forested property is located just five minutes from the city center. This 1910 chalet was built in the traditional style by the Spring Frères company for the original owner, who was inspired by the Swiss National Exhibitions.<br/><br/>The home, officially recognized by the city for its national significance, underwent a renovation about a decade ago with the addition of a contemporary extension and subterranean garage. The historical section of the house, kitchen ceiling beams and staircase are preserved, while everything else is renovated and new. The four levels contain more than 7,500 square feet of living space, and feature breathtaking views of Mont Salève.<br/><br/>Read the full story:<br/>https://www.forbes.com/sites/forbes-global-properties/2024/02/15/historic-chalet-in-geneva-is-a-hushed-retreat-for-modern-living/<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.")
⏲ 1:34 👁 1.3M
_what-is-a-taxable-or-tax-deferred-account.jpg "Use our guide to decide which assets belong in a taxable account and which go into a tax-advantaged account.")
⏲ 1:59 👁 235K
_oracle-bets-big-on-japan39s-cloud-boom-with-368b-investment.jpg "Oracle plans $8 billion investment to meet Japan's cloud and AI demand.<br/><br/>The investment will grow Oracle Cloud Infrastructure's (OCI) footprint across Japan")
⏲ 0:47 👁 1.1M
_strong-ai-chip-demand-propels-tsmc-past-q1-expectations.jpg "Chipmaking giant Taiwan Semiconductor Manufacturing Company on Thursday reported first-quarter results that beat market expectations, thanks to strong demand from companies involved in artificial intelligence.")
⏲ 1:16 👁 765K
_interesting-items-you-can-buy-at-dollar-stores.jpg "You might be surprised by some of the items you can and should purchase for just a buck.")
⏲ 2:37 👁 295K
_understanding-finances-as-a-new-couple.jpg "Whether you’re getting married or just moving in together, every couple needs to come to an understanding about how they will handle money and learn what benefits their coupledom may afford them.")
⏲ 2:5 👁 200K
_wallethub-announces-their-top-airlines-of-2024.jpg "Personal finance company WalletHub has released their 2024 list of the best US airlines. Veuer’s Matt Hoffman reports.")
⏲ 0:42 👁 1.8M
_netflixs-password-sharing-crackdown-is-working.jpg "TheStreet’s Caroline Woods brings you the biggest news of the day, including what investors are watching and Netflix’s password sharing cracking has led to millions of new subscribers.")
⏲ 1:31 👁 1.1M
_jim-cramer-sees-nvidia-as-going-39from-star-of-the-show-to-being-the-goat-of-the-game39.jpg "CNBC’s Jim Cramer, on Monday, highlighted the positive performance of the stock market but cautioned that the upcoming Big Tech earnings could determine the market’s future.<br/><br/>Despite the positive market performance, Cramer warned that the upcoming Big Tech earnings, including those of Tesla, Meta Platforms, Microsoft, and Alphabet, could determine the market’s future. These reports will indicate whether the recent tech sell-off will continue or come to an end, reported CNBC.")
⏲ 1:1 👁 1.2M
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_meet-one-of-britain39s-youngest-caf-owners-who-customers-often-mistake-for-staff.webp "Meet one of Britain’s youngest business owners – who customers often mistake for staff rather than the boss.<br/><br/>Chloe Frost, 18, opened The Baking Suite - her very own café - in October 2023.<br/><br/>She initially considered starting an apprenticeship after finishing her A levels in June, but instead decided to follow her ‘dream’ – which had always been baking.<br/><br/>Now, Chloe has her own place in Bromham, Beds., and neither she, nor her customers, can quite believe it.<br/><br/>She said: “I’ve just always loved baking. After sixth form, I started making and selling celebration cakes on Instagram.<br/><br/>“So then I just thought, why not do this properly? Even though that still feels crazy.<br/><br/>“People hardly ever think it’s me that runs the place.<br/><br/>“Even today, with one of our regulars, he said, ‘Where’s the boss then?’ And I said, ‘I am the boss.’ <br/><br/>“People are always surprised but everyone is supportive when they realise.”<br/><br/>Chloe took over the site at the end of August after a previous café closed – and then spent just over a month re-decorating, re-fitting the kitchen, and making the place feel like hers.<br/><br/>She said: “I thought it was a good opportunity as there was already a small customer base. But I wanted to turn it into my own place too.”<br/><br/>The Baking Suite offers breakfast, lunch and an array of tasty sweet treats – all of which Chloe bakes from scratch by herself.<br/><br/>So far, her banana bread and rocky road have been consistent crowd pleasers – but she says classics like brownies, scones, and millionaire shortbread are always popular too.<br/><br/>Chloe currently has two staff members – chef Kimberley White, who has 18 years' experience, and barista Rosie Harrington, her brother Jonathan’s fiancée – but one day Chloe hopes to have a bigger team.<br/><br/>“I would love to open more premises at some point,” she said. “But it’s all about taking things one step at a time.”<br/><br/>Chloe says business has been going well so far – with the café already boasting plenty of regulars.<br/><br/>“We have a lot of customers who we see nearly every day,” she said. “Builders, dog-walkers, elderly people, those working from home. <br/><br/>“Of course, sometimes there’s a quiet day or two – but that’s to be expected in hospitality.”<br/><br/>Chloe says other local businesses have supported her too, with nearby Wooden Hill Coffee Company, whose coffee the café serves, offering all staff members free barista training.<br/><br/>She currently isn’t taking in a salary, but is making enough for rent, outgoings, staff salaries, and to pay back her dad – who financed the initial opening.<br/><br/>Chloe said: “I’m very lucky to have such a supportive family. My grandparents even keep a bunch of ingredients in their freezer for me.”<br/><br/>Chloe said she would encourage other young people to follow their dreams like she did – but only if they’re willing to put in the effort.<br/><br/>“I definitely would say to other young people who want their own business that they should follow their dreams and their passions,” she said.")
_how-lithuanian-startup-vinted-spun-secondhand-clothes-sales-into-gold-124-forbes.webp "Thomas Plantenga bet the future of Vinted on a television advertisement. The secondhand clothing resale app was burning $1 million per month and had less than a year of cash left when Plantenga made an $800,000 gamble on French television. It was May 2016, and Plantenga had recently been hired to save the eight-year-old Lithuanian startup. After its founding at a college party in 2008, Vinted had grown rapidly as people from 10 countries used its platform to buy and sell secondhand clothes. <br/><br/>But it was free for users, barely covering its server costs with advertising, and an attempt in 2014 to bolt on a Poshmark-style 20% sales commission resulted in a user revolt. Traffic almost halved overnight. The Netherlands-born Plantenga, who had never been to Lithuania, signed up for a five-week gig as a consultant in May 2016. He ended up becoming Vinted’s CEO 18 months later.<br/><br/>Seven years later, Vinted is one of Europe’s largest consumer marketplaces, with over $600 million of revenue in 2023. It now counts 100 million users globally. Last year, it posted its first annual profit—at least $20 million—distinguishing it from its loss-making American cousins including The RealReal (valued at $360 million), ThredUp ($200 million) and Poshmark (sold for $1.2 billion). Vinted became the Baltic nation’s first unicorn in 2019 when it raised $140 million at a $1.1 billion valuation, and sales have since grown sixfold. <br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/iainmartin/2024/04/15/how-lithuanian-startup-vinted-spun-secondhand-clothes-sales-into-gold/?sh=5a47e3eaa3f0<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.")
_what-is-auto-enrolment-workplace-pensions.webp "Millions of employees are now saving for their retirement thanks to auto-enrolment. We explain what it is and how it works.")
_this-3618-5m-swiss-chalet-preserves-history-and-embraces-modern-luxury-124-real-estate-124-forbes.webp "In the second-most populated metropolis in Switzerland, this chalet-style house dating to the early 1900s offers a quiet refuge from the commotion of city life. Within the Conches residential neighborhood on the outskirts of Geneva, the nearly 2.5-acre forested property is located just five minutes from the city center. This 1910 chalet was built in the traditional style by the Spring Frères company for the original owner, who was inspired by the Swiss National Exhibitions.<br/><br/>The home, officially recognized by the city for its national significance, underwent a renovation about a decade ago with the addition of a contemporary extension and subterranean garage. The historical section of the house, kitchen ceiling beams and staircase are preserved, while everything else is renovated and new. The four levels contain more than 7,500 square feet of living space, and feature breathtaking views of Mont Salève.<br/><br/>Read the full story:<br/>https://www.forbes.com/sites/forbes-global-properties/2024/02/15/historic-chalet-in-geneva-is-a-hushed-retreat-for-modern-living/<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.")
_what-is-a-taxable-or-tax-deferred-account.webp "Use our guide to decide which assets belong in a taxable account and which go into a tax-advantaged account.")
_oracle-bets-big-on-japan39s-cloud-boom-with-368b-investment.webp "Oracle plans $8 billion investment to meet Japan's cloud and AI demand.<br/><br/>The investment will grow Oracle Cloud Infrastructure's (OCI) footprint across Japan")
_strong-ai-chip-demand-propels-tsmc-past-q1-expectations.webp "Chipmaking giant Taiwan Semiconductor Manufacturing Company on Thursday reported first-quarter results that beat market expectations, thanks to strong demand from companies involved in artificial intelligence.")
_interesting-items-you-can-buy-at-dollar-stores.webp "You might be surprised by some of the items you can and should purchase for just a buck.")
_understanding-finances-as-a-new-couple.webp "Whether you’re getting married or just moving in together, every couple needs to come to an understanding about how they will handle money and learn what benefits their coupledom may afford them.")
_wallethub-announces-their-top-airlines-of-2024.webp "Personal finance company WalletHub has released their 2024 list of the best US airlines. Veuer’s Matt Hoffman reports.")
_netflixs-password-sharing-crackdown-is-working.webp "TheStreet’s Caroline Woods brings you the biggest news of the day, including what investors are watching and Netflix’s password sharing cracking has led to millions of new subscribers.")
_jim-cramer-sees-nvidia-as-going-39from-star-of-the-show-to-being-the-goat-of-the-game39.webp "CNBC’s Jim Cramer, on Monday, highlighted the positive performance of the stock market but cautioned that the upcoming Big Tech earnings could determine the market’s future.<br/><br/>Despite the positive market performance, Cramer warned that the upcoming Big Tech earnings, including those of Tesla, Meta Platforms, Microsoft, and Alphabet, could determine the market’s future. These reports will indicate whether the recent tech sell-off will continue or come to an end, reported CNBC.")
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