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5 Thrifty Tips to Help Transform Your Garage
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Australian treasurer Jim Chalmers previews ‘responsible’ 2024 budget
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Average American spends this long looking at dream purchases
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Things You Should Know About Hurricane Insurance Claims
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Labour insists its policies will be fully funded
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A new scheme has been launched to help first time buyers
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Small, well-built Chinese EV threatens US auto industry
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_5-thrifty-tips-to-help-transform-your-garage.jpg "5 Thrifty Tips <br/>to Help Transform <br/>Your Garage.<br/>Sourcing your garage must-haves from <br/>thrift shops, estate sales, yard sales, recycling <br/>facilities and other secondhand stores offers <br/>a great way to save money.<br/>Be on the lookout for these 5 items: .<br/>1. Vintage Gardening and Landscaping Tools, can double as rustic decor.<br/>2. Secondhand Wheelbarrows, offer the same functionality as a new one for a fraction of the cost. .<br/>3. Standard Tools, like hammers, screwdrivers and wrenches <br/>can be great garage sale finds.<br/>4. Storage Bins and Crates, of all shapes and sizes can give you an organizational edge. .<br/>5. Shelving and Hooks, can also make a huge difference in <br/>transforming your cluttered garage into <br/>an extension of your living space. .<br/>Your new garage , art studio, home gym, <br/>workshop, office,awaits.")
_australian-treasurer-jim-chalmers-previews-responsible-2024-budget.jpg "The federal treasurer has said the 2024 budget will have ‘substantial’ but ‘responsible’ cost-of-living relief while tackling inflation.")
_average-american-spends-this-long-looking-at-dream-purchases.jpg "The average American spends nearly two and a half hours a day dreamscrolling — looking at dream purchases or things they’d like to one day own — and 71% say it’s time well spent, as the habit motivates them to reach their financial goals.<br/><br/>In a recent poll of 2,000 U.S. adults, more than two in five respondents say they spend more time dreamscrolling when the economy is uncertain (43%). In a year, that amounts to about 873 hours or nearly 36 days spent scrolling. <br/><br/>Conducted by OnePoll on behalf of financial services company Empower, the survey reveals half of respondents say they dreamscroll while on the job, and of those, one in five admit to spending between three and four hours a day multitasking while at work.<br/><br/>Gen Zers spend the most time dreamscrolling at just over three hours per day, while boomers spend the least, clocking in around an hour.<br/><br/>Survey respondents say looking at dream purchases makes it easier for them to be smart with their money (56%), avoid making unplanned purchases or going into debt (30%) and better plan to achieve their financial goals (25%).<br/><br/>Nearly seven in 10 see dreamscrolling as an investment in themselves (69%) and an outlet for them to envision what they want out of life (67%). Four in 10 respondents (42%) say they regularly spend time picturing their ideal retirement — including their retirement age, location and monthly expenses.<br/><br/>Scrolling for the American dream: one in five respondents are looking at homes or apartments (21%), while a quarter look at vacation destinations (25%), beauty or self-care products (23%), and items for their pet (19%).<br/><br/>Others spend time looking at clothing, shoes and accessories (49%); gadgets and technology (30%); and home décor or furniture (29%). <br/><br/>More than half (56%) currently have things left open in tabs and windows or saved in shopping carts that they’d like to purchase or own in the future. For those respondents, they estimate it would cost about $86,593.40 to afford everything they currently have saved.<br/><br/>Almost half of Americans say they are spending more time dreamscrolling now than did in previous years (45%) and 56% plan on buying something on their dream list before this year wraps. <br/><br/>While 65% are optimistic they’ll be able to one day buy everything on their list, nearly one in four say they don’t think they’ll ever be able to afford the majority of items (23%).<br/><br/>More than half (51%) say owning their dream purchases would make them feel more financially secure, and close to half say working with a financial professional would help them reach their goals (47%).<br/><br/>Others feel they have more work to do: 34% say they’ve purchased less things on their dream list than they should at their age, with millennials feeling the most behind (39%).<br/><br/>Top economic factors that may be holding some Americans back include rising prices (54%), inability to save money (29%) and growing debt (21%). <br/><br/>Instead of doom spending, dreamscrolling has had a positive impact on Americans’ money h")
_things-you-should-know-about-hurricane-insurance-claims.jpg "Eight of the 10 costliest natural disasters in U.S. history have been hurricanes, and damage from Hurricane Ian cost nearly $113 billion dollars, making it the costliest natural disaster in America in 2022, and the third most costly hurricane ever. <br/><br/><br/>If your home has been affected by a hurricane, you can learn a lot from the experiences of past victims of natural disasters who had to assess the damage, contact their insurers, and undergo the long process of physical and financial recovery. Here’s how to get the money you deserve from your insurance company and ways to make the most of other assistance to fill in the gaps.")
_labour-insists-its-policies-will-be-fully-funded.jpg "Shadow science secretary Peter Kyle has insisted every one of Labour's policies will be “fully costed and fully funded” after Chancellor Jeremy Hunt accused Labour of resorting to \")
_a-new-scheme-has-been-launched-to-help-first-time-buyers.jpg "A new scheme has been launched to help first time buyers. The collection of one and two bedroom apartments are situated amongst Bristol’s exclusive bars, easterlies and independent shops.")
_small-well-built-chinese-ev-threatens-us-auto-industry.jpg "Small, well-built Chinese EV threatens US auto industry<br/><br/>A tiny, low-priced electric car called the Seagull has American automakers and politicians trembling. The car, launched last year by Chinese automaker BYD, sells for around $12,000 in China, but drives well and is put together with craftsmanship that rivals US electric vehicles that cost three times as much. A shorter-range version costs under $10,000. <br/><br/>Photos by AP<br/><br/>Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe <br/>Visit our website at https://www.manilatimes.net <br/> <br/>Follow us: <br/>Facebook - https://tmt.ph/facebook <br/>Instagram - https://tmt.ph/instagram <br/>Twitter - https://tmt.ph/twitter <br/>DailyMotion - https://tmt.ph/dailymotion <br/> <br/>Subscribe to our Digital Edition - https://tmt.ph/digital <br/> <br/>Check out our Podcasts: <br/>Spotify - https://tmt.ph/spotify <br/>Apple Podcasts - https://tmt.ph/applepodcasts <br/>Amazon Music - https://tmt.ph/amazonmusic <br/>Deezer: https://tmt.ph/deezer <br/>Tune In: https://tmt.ph/tunein<br/> <br/>#TheManilaTimes <br/>#worldnews <br/>#evehicles")
_5-thrifty-tips-to-help-transform-your-garage.webp "5 Thrifty Tips <br/>to Help Transform <br/>Your Garage.<br/>Sourcing your garage must-haves from <br/>thrift shops, estate sales, yard sales, recycling <br/>facilities and other secondhand stores offers <br/>a great way to save money.<br/>Be on the lookout for these 5 items: .<br/>1. Vintage Gardening and Landscaping Tools, can double as rustic decor.<br/>2. Secondhand Wheelbarrows, offer the same functionality as a new one for a fraction of the cost. .<br/>3. Standard Tools, like hammers, screwdrivers and wrenches <br/>can be great garage sale finds.<br/>4. Storage Bins and Crates, of all shapes and sizes can give you an organizational edge. .<br/>5. Shelving and Hooks, can also make a huge difference in <br/>transforming your cluttered garage into <br/>an extension of your living space. .<br/>Your new garage , art studio, home gym, <br/>workshop, office,awaits.")
_australian-treasurer-jim-chalmers-previews-responsible-2024-budget.webp "The federal treasurer has said the 2024 budget will have ‘substantial’ but ‘responsible’ cost-of-living relief while tackling inflation.")
_average-american-spends-this-long-looking-at-dream-purchases.webp "The average American spends nearly two and a half hours a day dreamscrolling — looking at dream purchases or things they’d like to one day own — and 71% say it’s time well spent, as the habit motivates them to reach their financial goals.<br/><br/>In a recent poll of 2,000 U.S. adults, more than two in five respondents say they spend more time dreamscrolling when the economy is uncertain (43%). In a year, that amounts to about 873 hours or nearly 36 days spent scrolling. <br/><br/>Conducted by OnePoll on behalf of financial services company Empower, the survey reveals half of respondents say they dreamscroll while on the job, and of those, one in five admit to spending between three and four hours a day multitasking while at work.<br/><br/>Gen Zers spend the most time dreamscrolling at just over three hours per day, while boomers spend the least, clocking in around an hour.<br/><br/>Survey respondents say looking at dream purchases makes it easier for them to be smart with their money (56%), avoid making unplanned purchases or going into debt (30%) and better plan to achieve their financial goals (25%).<br/><br/>Nearly seven in 10 see dreamscrolling as an investment in themselves (69%) and an outlet for them to envision what they want out of life (67%). Four in 10 respondents (42%) say they regularly spend time picturing their ideal retirement — including their retirement age, location and monthly expenses.<br/><br/>Scrolling for the American dream: one in five respondents are looking at homes or apartments (21%), while a quarter look at vacation destinations (25%), beauty or self-care products (23%), and items for their pet (19%).<br/><br/>Others spend time looking at clothing, shoes and accessories (49%); gadgets and technology (30%); and home décor or furniture (29%). <br/><br/>More than half (56%) currently have things left open in tabs and windows or saved in shopping carts that they’d like to purchase or own in the future. For those respondents, they estimate it would cost about $86,593.40 to afford everything they currently have saved.<br/><br/>Almost half of Americans say they are spending more time dreamscrolling now than did in previous years (45%) and 56% plan on buying something on their dream list before this year wraps. <br/><br/>While 65% are optimistic they’ll be able to one day buy everything on their list, nearly one in four say they don’t think they’ll ever be able to afford the majority of items (23%).<br/><br/>More than half (51%) say owning their dream purchases would make them feel more financially secure, and close to half say working with a financial professional would help them reach their goals (47%).<br/><br/>Others feel they have more work to do: 34% say they’ve purchased less things on their dream list than they should at their age, with millennials feeling the most behind (39%).<br/><br/>Top economic factors that may be holding some Americans back include rising prices (54%), inability to save money (29%) and growing debt (21%). <br/><br/>Instead of doom spending, dreamscrolling has had a positive impact on Americans’ money h")
_things-you-should-know-about-hurricane-insurance-claims.webp "Eight of the 10 costliest natural disasters in U.S. history have been hurricanes, and damage from Hurricane Ian cost nearly $113 billion dollars, making it the costliest natural disaster in America in 2022, and the third most costly hurricane ever. <br/><br/><br/>If your home has been affected by a hurricane, you can learn a lot from the experiences of past victims of natural disasters who had to assess the damage, contact their insurers, and undergo the long process of physical and financial recovery. Here’s how to get the money you deserve from your insurance company and ways to make the most of other assistance to fill in the gaps.")
_labour-insists-its-policies-will-be-fully-funded.webp "Shadow science secretary Peter Kyle has insisted every one of Labour's policies will be “fully costed and fully funded” after Chancellor Jeremy Hunt accused Labour of resorting to \")
_a-new-scheme-has-been-launched-to-help-first-time-buyers.webp "A new scheme has been launched to help first time buyers. The collection of one and two bedroom apartments are situated amongst Bristol’s exclusive bars, easterlies and independent shops.")
_small-well-built-chinese-ev-threatens-us-auto-industry.webp "Small, well-built Chinese EV threatens US auto industry<br/><br/>A tiny, low-priced electric car called the Seagull has American automakers and politicians trembling. The car, launched last year by Chinese automaker BYD, sells for around $12,000 in China, but drives well and is put together with craftsmanship that rivals US electric vehicles that cost three times as much. A shorter-range version costs under $10,000. <br/><br/>Photos by AP<br/><br/>Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe <br/>Visit our website at https://www.manilatimes.net <br/> <br/>Follow us: <br/>Facebook - https://tmt.ph/facebook <br/>Instagram - https://tmt.ph/instagram <br/>Twitter - https://tmt.ph/twitter <br/>DailyMotion - https://tmt.ph/dailymotion <br/> <br/>Subscribe to our Digital Edition - https://tmt.ph/digital <br/> <br/>Check out our Podcasts: <br/>Spotify - https://tmt.ph/spotify <br/>Apple Podcasts - https://tmt.ph/applepodcasts <br/>Amazon Music - https://tmt.ph/amazonmusic <br/>Deezer: https://tmt.ph/deezer <br/>Tune In: https://tmt.ph/tunein<br/> <br/>#TheManilaTimes <br/>#worldnews <br/>#evehicles")
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