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Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).
Over 40% of Americans have no clue what a 401k is
⏲ 1:14 👁 42.9M
FEEL MY STYLE Fan
Crazy Skill • Tricks • Dribbles • 2015|HD•FEEL MY STYLE
⏲ 6 minutes 👁 154.1K
JavierNathaniel
Top 10 Dribblers in Football 2015 2016
⏲ 12 minutes 14 seconds 👁 2.7M
Get ready for a wave of heartwarming emotions in this viral reunion video! Witness the incredible moment two best friends are finally reunited after two long years apart. Prepare to be touched by the tears of joy and unbreakable bond as these girls from Canada and [Girl's Location] embrace once again. This must-see clip is a reminder that true friendship can withstand the test of time and distance. Grab your tissues and get ready to celebrate the power of BFF goals!<br/><br/>Video ID: WGA224762<br/><br/>All the content on Heartsome is managed by WooGlobe<br/><br/>►SUBSCRIBE for more Heart touching Videos: <br/><br/>-----------------------<br/>Copyright - #wooglobe #heartsome <br/>#bffgoals #longdistancelove #tearsofjoy #bestfriendsforever #friendshipgoals #reunited #longingforfriends #heartwarming #mustsee #incredible #emotional #overcomingdistance #distancecantbreakus #truefriendship #purestealth #happytears #missingyou #friendshipgoals #bestfriendreunion #bestie #squadgoals<br/>
Best Friend Forever!2 Years Apart Couldn't Break This Bond
⏲ 0:49 👁 390K
Messi TheBoss
Lionel Messi ● The Master of Dribbling ● 2014-2015 ||HD||
⏲ 10 minutes 21 seconds 👁 867.3K
LM10HD
Lionel Messi ● Magic Dribbling Skills 2015 2016 | HD
⏲ 6 minutes 3 seconds 👁 209.6K
There’s no shortage of the best Kurt Russell movies, with some of the best entries on that list including Escape from New York, Big Trouble in Little China and Tombstone. And then there’s 1982’s The Thing, the John Carpenter-helmed adaptation of John W. Campbell’s Who Goes There? that saw Russell’s R.J. Macready and his cohorts dealing with a shapeshifting alien in Antarctica. More than 40 years after that flick’s release, and while speaking with CinemaBlend, Russell dug into how one of the action sequences in his new show Monarch: Legacy of Monsters reminded him of The Thing.<br/><br/>Russell was one of the first actors to be added to the Monarch: Legacy of Monsters cast, with Apple TV+ subscribers watching him place Lee Shaw in the 2015 storyline, while his son Wyatt plays Lee during the 1950s. Episodes 3 and 4, titled “Secrets and Lies” and “Parallels and Interiors,” saw Lee and his new, young friends in Alaska fleeing from the Frost Vark, which was the “most challenging” Titan to design for the show.
Kurt Russell Digs Into The One 'Monarch Legacy Of Monsters' Action Sequence That Reminded Him Of 'The Thing'
⏲ 1:7 👁 3.7M
SEN31 Extra
Most Humiliating Dribbles That Shocked The World
⏲ 8 minutes 7 seconds 👁 1.6M
Raheem Comps
Lionel Messi vs Atletico Madrid (Away) 2014-15 English Commentary HD 1080i
⏲ 17 minutes 15 seconds 👁 15.4K
#Bournemouth #ManchesterUnited #BournemouthvsManchesterUnited #BrunoGoalvsBournemouth #SolankeGoalvsManchesterUnited #SolankevsKambwala #KluivertGoalvsManchesterUnited<br/><br/>Bournemouth vs Manchester United 2-2 Premier League 13 April 2024: Bournemouth vs Manchester United match went draw by 2-2 goals as Dominic Solanke and Justin Kluivert scored for Bournemouth While Bruno Fernandes scored both of Manchester United goals against Bournemouth. Bournemouth were solid in 1st half and Manchester United tried their best to win the later, but couldn't get the winner. Watch Solanke goal vs Manchester United after hamulating kambwala. Watch Solanke vs Kambwala. Watch Kluivert goal vs Manchester United. Watch Bruno Fernandes 2 goals vs Bournemouth. WatchBournemouth vs Manchester United 2-2 highlights.
Bournemouth vs Manchester United 2-2All goals& Highlights Bruno GOALS! Solanke Humiliates kambwala
⏲ 3:34 👁 90K
Richard G6
Lionel Messi ● Ultimate Dribbling Skills 2010 2011 |HD
⏲ 24 minutes 53 seconds 👁 1.2M
Crab Crab
How to do Messi dribbling
⏲ 27 seconds 👁 7.3M
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